Mosaic solar power generation system

What is Solar Mosaic?

Solar Mosaic. Solar Mosaic is a clean energy fin-tech company based in Oakland, California. Founded in 2010, Mosaic created its initial business model using crowdfunding principals to offer loans for commercial solar development projects.

Does mosaic offer financing for solar panels?

When your installer creates a solar energy system installation quote, they often include a built-in financing option from a company like Mosaic. In addition to financing for solar panel systems, Mosaic offers financing options for other home energy upgrades, including home batteries and energy efficiency improvements.

How did mosaic invest in solar energy?

In Spring 2012, Mosaic financed five solar power plants through their zero-interest investment model. 400 people invested over $350,000 in these projects which created 73 kW of solar energy for local community organizations—saving the organizations more than $600,000 on their utility bills while producing over 2,700 job hours for local workers.

Why did mosaic pause a solar loan?

Mosaic, one of the largest residential solar financing providers in the U.S., announced a pause on new loan activity and milestone payments beginning May 27, 2025. The move comes amid high interest rates, a volatile investor environment, and the looming threat of the solar tax credit’s repeal.

What is mosaic solar loan?

Mosaic is a specialized lending company that offers loans to homeowners through its network of solar installers and contractors across the country. According to GTM Research, Mosaic is the country's largest specialized solar loan provider. In the first half of 2017, 45% of solar loans in the United States came from Mosaic.

When did mosaic start a solar loan?

In 2014, it was one of the first companies to pioneer solar lending by combining one of the industry's first 20-year solar loans with fully digital financing. In 2016, Mosaic introduced a battery-only loan. In 2017, the company introduced a 25-year loan and expanded into other sustainable home improvement verticals.